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Charles Hugh Smith is both a novelist and an economic commentator – two occupations that could explain why he has come up with a unique description of today’s college graduates. Debt serfdom all starts with the young adult who is determined to get up in life. This young adult does this by going to college,… Read more »

There is one part of the FAFSA where the applicant must fill in the expected financial contribution of the parents. This is part and parcel of the application process, but what happens when mom and dad decide to cut college funding? Parents can decide to cut funding for a variety of reasons: sudden unemployment, financial… Read more »

Find out if your college has a co-op program with companies. If it does, then apply as soon as you can – you may just find the extra cash and work experience to give you an extra edge later on. Cooperative education programs aim to combine traditional classroom based education with practical, hands-on working experience…. Read more »

The Free Application for Federal Student Aid (FAFSA) can make the difference in you or your child’s education – assuming you don’t trip up all over yourself. Here are some of the more important FAFSA mistakes that you need to watch out for: Waiting too long States have their own deadlines, so it is better… Read more »

Just because you or your child dreams of going to a prestigious college does not mean you should just give in and say “yes” right away. One of the most prominent concerns aired by Kalman Chany, the author of a college financial planning book called “Paying for College Without Going Broke,” is that parents feel… Read more »

William Bennett proposed in 1987 that generous student aid policies are exploited by colleges and universities by raising tuitions while expecting the Federal government to ‘soften’ the impact of such increases. The result: higher education becoming more expensive as more federal aid is doled out. Fast-forward to 2012. Is the so-called Bennett Hypothesis right or… Read more »

Ever hate it that schools will evaluate your ‘worth’ as a student but you have no idea how much the school is worth as an institution? Well, you might just get that chance if Obama’s plans bear fruit. The current administration is pushing for the implementation of “college scorecard” for every college in America. The… Read more »

Tuition fees are soaring sky-high, and we’re doing all we can to scrape together enough money to pay for an education that few people can afford to reject. One particular group of students in the University of California, Riverside has a game-changing solution to this problem: pay nothing upfront but allot 5% of your income… Read more »

If you have followed Obama’s Station of the Union Address, you will remember how he pointed out that we owe more on college loans than on credit card debt, while the price of education is rising twice as fast as inflation. His solution: grants for colleges that keep tuition fees down while threatening to cut… Read more »

“Making college more affordable is one of the best investments our nation can make in America’s economic future.” This is what Representative Joe Courtney and Senator Jack Reed adamantly insist on as they speak out against an impending interest hike on Stafford Loan – which will double from 3.4% to 6.8% if left unopposed. This… Read more »